• How should I pay for college? (need advice)?

    Best answer: We make a lot more than 70,000 Annually. Amd my kids got government student loans and finanacial aid. So you work for a year. How much can you make. You need to go four years. So four years of tuiton, fees, and books. One year off isn’t going to pay for all that. It is unfortunate that most students do need to... show more
    Best answer: We make a lot more than 70,000 Annually. Amd my kids got government student loans and finanacial aid.

    So you work for a year. How much can you make. You need to go four years. So four years of tuiton, fees, and books. One year off isn’t going to pay for all that.

    It is unfortunate that most students do need to take out student loans

    https://www.hesc.ny.gov/pay-for-college/...
    4 answers · 4 weeks ago
  • Hi, I am an athlete that got a college scholarship for basketball. My question is if I can still work and earn if I am on a scholarship?

    Best answer: NCAA rules state that scholarship athletes can't work while their sport is in season. You can work in the summer, but you need to get permission from both the NCAA and from your school before you do so.
    Best answer: NCAA rules state that scholarship athletes can't work while their sport is in season. You can work in the summer, but you need to get permission from both the NCAA and from your school before you do so.
    5 answers · 1 month ago
  • Can I get financial aid (not student loan) for masters degree?

    Best answer: Yes, . you can become graduate teaching assistant or research assistant, but the source of your wages can be from both the federal government finding the University OR college OR from grants to SPECIFIC faculty members a that are on your thesis committee. or... show more
    Best answer: Yes, . you can become graduate teaching assistant or research assistant, but the source of your wages can be from both the federal government finding the University OR college OR from grants to SPECIFIC faculty members a that are on your thesis committee. or who advise you for a NON-thesis master's degree..

    Many master's degrees now REQUIRE one or more internships, paid AND UNPAID as well.

    LOTs of graduate students become graduate teaching assistants or research assistants. Some people are "permanently employed AS research assistants.even after the finish their master's degree.You HAVE to apply for the job as GTA with the university.
    6 answers · 1 month ago
  • Is FAFSA still free at age 24?

    I read somewhere that it's limited to age/or cant get financial aid when 24 is that true? What does this mean exactly? "Undergraduate students who are under age 24 as of December 31 of the award year are considered to be dependent for federal student aid purposes unless they are married, have dependents... show more
    I read somewhere that it's limited to age/or cant get financial aid when 24 is that true? What does this mean exactly? "Undergraduate students who are under age 24 as of December 31 of the award year are considered to be dependent for federal student aid purposes unless they are married, have dependents other than a spouse, are an orphan, are a veteran or active duty member of the US Armed Forces or satisfy other very limited criteria." Edit: If I'm just misunderstanding then can i give it go to college? Though honestly it feels late for me :/. Everyone acquaintance ahead of the curve, and I'd feel to ashamed to attend a high school reunion lol
    6 answers · 1 month ago
  • Why do people tell poor people to work hard and they will succeed?

    Best answer: Very few people are successful without working hard, but it depends on what you work hard at. Someone who breaks rocks in the hot sun all day for 50 years definitely could say he worked hard, but if breaking rocks is all he ever does, he's never going to be anything but tired and poor. It's not so much... show more
    Best answer: Very few people are successful without working hard, but it depends on what you work hard at. Someone who breaks rocks in the hot sun all day for 50 years definitely could say he worked hard, but if breaking rocks is all he ever does, he's never going to be anything but tired and poor. It's not so much a matter of working hard, but working hard on a plan that moves you from A to B. Yes, there are some people who take advantage of opportunities like generational wealth and social connections. But the vast majority of people who are successful get that way because they set a goal, make a plan, and work hard to accomplish it. You're on the right track by choosing an occupation that generally pays well and getting the education you need to enter that profession. But you might want to consider slowing down a bit. It may mean that it takes you a little longer to reach your goal, but overwork, lack of sleep and lack of food can lead to a breakdown and that will set you back even more. So, talk to your school's financial aid staff, academic counselors, and possibly their social counselors. You might be surprised at the resources available to you that you didn't know were there. There may be an appeals process that could result in some more grant aid for you. Or your academic counselor might have some advice about modifying your schedule. Or the social counselors might have some information about how you can get help with things like food. Many schools are aware that students go hungry for lack of money, so many now have food pantries or meal vouchers than can help. Often the staff isn't aware of how a student is struggling until someone tells them, so by all means speak up. Another hallmark of successful people is that they make others aware of what they need, use networks, and take advantage of opportunities that come their way. Good luck!
    4 answers · 1 month ago
  • What should I do when I m trying to apply to a Scholarship that asks for a GPA but my school doesn t provide one?

    I ve already graduated and I need to apply for a scholarship, but it says that I need at least a 1.8 GPA. I know I m much higher than that, but my school doesn t do GPA s. I have no idea how to calculate it and I can t request information or help when it comes to my grades because school is out for the summer and I... show more
    I ve already graduated and I need to apply for a scholarship, but it says that I need at least a 1.8 GPA. I know I m much higher than that, but my school doesn t do GPA s. I have no idea how to calculate it and I can t request information or help when it comes to my grades because school is out for the summer and I m completely gone from there.
    4 answers · 1 month ago
  • How much interest is usually on unsubsidized federal loans?

    Best answer: The interest rate for the 2018/19 year on federal unsubsidized Direct Stafford loans is 5.05% for undergraduate students and 6.6% for graduate students. The rate is set each year by Congress, so loans taken in the past, or in future years may have a different rate. The interest rate is fixed for the life of the... show more
    Best answer: The interest rate for the 2018/19 year on federal unsubsidized Direct Stafford loans is 5.05% for undergraduate students and 6.6% for graduate students. The rate is set each year by Congress, so loans taken in the past, or in future years may have a different rate. The interest rate is fixed for the life of the loan.

    There are several loan forgiveness programs, but none of them automatically forgive your loan at 10 years. With the Public Service loan forgiveness program, if you work full time at a public service job and make 120 on time payments (i.e. 10 years) in an income driven repayment plan, then the remaining balance on the loan may be forgiven. However, there are a lot of picky requirements and many students who signed up for this program are finding that they were disqualified because they missed dotting an i or crossing a t somewhere along the line. If you do get disqualified, you end up paying much more interest, so it often costs more, not less to participate. Also, the Trump Administration has earmarked this program for discontinuation , so I wouldn't count on it being around much longer. There are other loan forgiveness programs---forgiveness for service as a teacher in a high needs area, for service in the military or with certain service organizations such as AmeriCorps--but none of them forgive your entire loan after 10 years. In most cases, there is a limit to how much can be forgiven, based on the amount of your service. There is also a loan forgiveness feature attached to certain payment plans---if you have made regular payments under an income driven repayment plan, if there is a balance left after a certain period of time ( 20 - 25 years), then that balance is forgiven. However, not many people have much forgiven because the payments are calculated so you are paid up at that point. It also costs you a lot more because you're paying interest over a much longer period of time. And, if anything actually is forgiven, that amount is taxable, so you get whacked with a huge tax bill in the year that the balance is forgiven. If your income is still low enough to qualify for an income driven repayment at that time, that tax bill can be a big problem, So.....there's really no free lunch. If you borrow, you'll have to repay, one way or the other. You can find full information about federal student loans at https://studentaid.ed.gov.
    5 answers · 1 month ago
  • Why do most colleges give bad financial aid packages?

    The only ones that give good financial aid packages are the Ivy leagues, where you can go to school for free if you live under a certain income.
    The only ones that give good financial aid packages are the Ivy leagues, where you can go to school for free if you live under a certain income.
    9 answers · 2 months ago
  • Student Loans and Debt?

    Best answer: you have chosen to be the furthest away from home, so what did you expect. I think the first thing to do is to contact by phone the Penn State Financial aid office and ask if they have additional source of aid. Also, that FAFSA may have not been filled out correctly because if your family is under $150K a year, you... show more
    Best answer: you have chosen to be the furthest away from home, so what did you expect. I think the first thing to do is to contact by phone the Penn State Financial aid office and ask if they have additional source of aid. Also, that FAFSA may have not been filled out correctly because if your family is under $150K a year, you should have gotten a lot more than $5K. Something is not adding up here. I would urge you to focus on your grades if you are really serious about pre med, and consider transfering to an instate school where the tuition is about 90% less.
    8 answers · 2 months ago
  • What happens to our skeleton when we die?

    13 answers · 2 months ago
  • My parents have no money to pay for my two summer courses at my university what do I do?

    Best answer: You go to school to get a degree which makes you employable. Never lose site of that. Ideally you get through school with minimal student loan debt. The school you hate was your choice. I recommend going to a Community College for a year, finish off an Associate's Degree, get your GPA up, and then transfer for... show more
    Best answer: You go to school to get a degree which makes you employable. Never lose site of that. Ideally you get through school with minimal student loan debt. The school you hate was your choice. I recommend going to a Community College for a year, finish off an Associate's Degree, get your GPA up, and then transfer for your Junior and Senior year to a University where you can obtain the degree you need for employment. This will allow you to have time to research that University and make sure the second time you truly find the right fit. As far as work goes you are an Adult. I would explain to your parents that they don't have money for you, and they or you taking out tens of thousands of dollars in student loan debt makes no sense. I would work part time through the week / weekends, and as much as possible when school is out - Summer, other breaks, etc... I would save as much as possible for school. Apply for Grants, Scholarships, Work Study through the FAFSA and other avenues at the school and in the community.
    7 answers · 2 months ago
  • Will fasfa help pay for student housing ?

    i just got accepted to the university i wanted. i plan on getting a work study job and a separate job on the side if i can, but the rates are 1960 for semester and i only have around 500$ saved , so? im sorry if i seem ignorant, its just im trying to figure it all out and i was never explained this. how do people... show more
    i just got accepted to the university i wanted. i plan on getting a work study job and a separate job on the side if i can, but the rates are 1960 for semester and i only have around 500$ saved , so? im sorry if i seem ignorant, its just im trying to figure it all out and i was never explained this. how do people pay for college? student loans? how do i do this. my parents cant help pay because i have 5 siblings so .
    3 answers · 2 months ago
  • Where can I get a school loan if I'm not in good standing with financial aid?

    I am not in good standing with financial aid and my credit is just starting out so where can I get a loan? I don't have a cosigner.
    I am not in good standing with financial aid and my credit is just starting out so where can I get a loan? I don't have a cosigner.
    4 answers · 2 months ago
  • Student loans are scaring me to death.?

    Best answer: just like a car loan or mortgage, just keep making payments and the balance will gradually go down
    Best answer: just like a car loan or mortgage, just keep making payments and the balance will gradually go down
    4 answers · 2 months ago