• I want to go to an expensive college but I know I don’t have the money. Knowing this, what should I do?

    Best answer: You can try for a scholarship or get a loan. If not, go to your next choice of college. At the end of the day, employers want to see your dedication and work ethic, not the name of your college. Good luck and do your very best! :)
    Best answer: You can try for a scholarship or get a loan. If not, go to your next choice of college. At the end of the day, employers want to see your dedication and work ethic, not the name of your college. Good luck and do your very best! :)
    4 answers · 1 month ago
  • Will I survive living on my own?

    I'm in college right now, there are no dorms or housing options for me, I'm drowned in student loans and other debts that i can only pay a little at a time with a minimum wage job. I can't get two jobs since I'm in school and i need time for studies and to breathe. Mom's gonna kick me out... show more
    I'm in college right now, there are no dorms or housing options for me, I'm drowned in student loans and other debts that i can only pay a little at a time with a minimum wage job. I can't get two jobs since I'm in school and i need time for studies and to breathe. Mom's gonna kick me out because she hates my easy going, "looking at the bright side of things" personality. She wants everything to be her way, she has ptsd, anger management issues, and I can't keep up with that anymore. I'm a simple, normal person who does my own thing and I don't bother anyone, but i guess it can't be that way under her roof. Rent is atleast $1,000 in my state, my insurance and car loan is nearly $400 alone, and I can't move too far because I'm stuck at my local college. Don't want to get into more debts, so what should I do? She's giving me a month to move out
    9 answers · 1 month ago
  • Benefits UK?

    Do you think it's wrong that parents who don't get benefits are pretty much being punished if they're still on low income, I started college and my uniform will cost around £100 - £200 pounds but I'm also 18 and struggle like hell to get a job, have done for months so I can't pay for my uniform... show more
    Do you think it's wrong that parents who don't get benefits are pretty much being punished if they're still on low income, I started college and my uniform will cost around £100 - £200 pounds but I'm also 18 and struggle like hell to get a job, have done for months so I can't pay for my uniform myself or help out with buying it, my parents aren't on any benefits either but we don't have a big income coming in so we can just go out and buy it and we won't be getting any help so it could be a month before I get that uniform and it annoys me, just because my family aren't benefit scroungers we don't get any help even though we are classed as lower middle class meaning we have money but not loads of it. The system is f**ked up. People on benefits get literally everything including their kids when they get bursaries from college, it's wrong because us lower middle class people have to suffer.
    7 answers · 1 month ago
  • If I recieve full financial aid (FASFA) can I take out an additional loan to cover living expenses?

    I am a freshman at my local community college. I currently have a child so I am ineligible to live on campus - I work part time but still recieve full financial aid. My financial aid covers all of my classes/textbooks. However, the cost of living in my state (NY) is extremely high and a part time job simply... show more
    I am a freshman at my local community college. I currently have a child so I am ineligible to live on campus - I work part time but still recieve full financial aid. My financial aid covers all of my classes/textbooks. However, the cost of living in my state (NY) is extremely high and a part time job simply isn't cutting it. I don't recieve any government assistance other then Medicaid. Currently, I am living with another person however that person has the intent to take my child due to my inability to financially care for her. I buy all of her essentials but do not make enough for my own apartment. So my question is, am I eligible for a loan to pay or help to pay my rent?
    8 answers · 2 months ago
  • Do you ever donate to charity?

    Best answer: Yes! I have contributed to many charities over the years. Make sure you read about the effectiveness of charities before donating!
    Best answer: Yes! I have contributed to many charities over the years. Make sure you read about the effectiveness of charities before donating!
    7 answers · 2 months ago
  • I applied late as a non-dependent on my fafsa, now I might not get any grants for fall, what should I do?

    First I turned in the fafsa on time though I was missing one signature from my parents so I had to resubmit it, sadly I didn't see that they emailed me about it until a week after the due date, now they want to verify me if I'm an actual non-dependent, and they said I probably won't get grants for fall.... show more
    First I turned in the fafsa on time though I was missing one signature from my parents so I had to resubmit it, sadly I didn't see that they emailed me about it until a week after the due date, now they want to verify me if I'm an actual non-dependent, and they said I probably won't get grants for fall. Does that mean I might be able to get grants for the other quarters? because they have my aid package. I know I will at have to borrow $3000 in loans for the quarter which could be worse but I'd rather not, since last year I had no trouble with it and had grants and was able to not ask for any loans. But I messed up big time by turning it in late since now they still need to verify me for some reason, since before I never filed as a non-dependent I don't fully understand. My parents don't file me as a dependent anymore and I don't really live with them, but they still give me money for school, anyways now they want me to give them my tax information when I've never worked. I do have a job though this year when I start school on campus, but I'm only allowed to work 20 hours a week making 11.50 an hour. My school says online they're still determining whether if I can obtain grants or not, at least thats what it said on my student account, so I don't know what to do, also what do I do if they want my tax information when I haven't ever needed to file any?
    5 answers · 2 months ago
  • Financial aid hasn’t gone through yet, can’t buy books?

    Hello. I’m in a panic and need advice on what to do FAST. I go to community college and the semester starts in 2 days. This will be my 3rd semester here, and so far my financial aid has been able to cover all my classes. I made sure to apply for financial aid again back in February and it was received by my... show more
    Hello. I’m in a panic and need advice on what to do FAST. I go to community college and the semester starts in 2 days. This will be my 3rd semester here, and so far my financial aid has been able to cover all my classes. I made sure to apply for financial aid again back in February and it was received by my college. I also had to do a tax verification that went through to my college successfully. But the only problem is that I still haven’t received my funds months later. I checked to make sure my college received all my documents and that I have no holds on my account. I contacted them and they said it should up soon, yet NOTHING is still there. I feel like I’m missing something very obvious and I can’t figure out what it is. Classes start in 2 days and I’m not able to buy my books yet. What can I do????
    5 answers · 2 months ago
  • What does it mean for college tuition to be quarterly?

    I am looking at graduate schools to attend and I have noticed that some universities have quarterly tuition. I've never come across this and can't find answers as to how I would find a total cost of attendance. Can someone just explain how I could find the total cost of attendance for a college that has... show more
    I am looking at graduate schools to attend and I have noticed that some universities have quarterly tuition. I've never come across this and can't find answers as to how I would find a total cost of attendance. Can someone just explain how I could find the total cost of attendance for a college that has quarterly tuition if I wanted to attend the school for the fall and spring semesters?
    9 answers · 2 months ago
  • At what point does the Fed Gov't expect the parents of a college child to contribute based upon equity?

    When my chiid begins college in 2 years we should be out of debt but our home equity should be about 5k. We've earned just a little over paycheck to paycheck income over the years. Example, if our home is worth 100k, and we have 5k equity, will they want us to take out a mortgage on that little 5k, or does the... show more
    When my chiid begins college in 2 years we should be out of debt but our home equity should be about 5k. We've earned just a little over paycheck to paycheck income over the years. Example, if our home is worth 100k, and we have 5k equity, will they want us to take out a mortgage on that little 5k, or does the Gov't expect us to do a 2nd mortgage when we reach what percentage of equity in the home, assuming no debt?
    6 answers · 2 months ago
  • How do you get cigarettes underage?

    I'm 16 and cant figure out how to get some... I have money soooo
    I'm 16 and cant figure out how to get some... I have money soooo
    12 answers · 2 months ago
  • My dad makes to much money for me to get fafsa. Can I use my moms info since they are divorced. My mom doesn’t want me to use hers because?

    My stepdad doesn’t want to put his info on there. What should I do?
    My stepdad doesn’t want to put his info on there. What should I do?
    6 answers · 2 months ago
  • Parents won't allow me to study out of state?

    I'm turning 18 in two months and I'm going to finish my A.A. next summer along and I'm also going to finish high school as well. My parents refuse to let me talk about the benefits of the school I want to go to, which is in Rhode Island. They're afraid because my boyfriend and I have similar career... show more
    I'm turning 18 in two months and I'm going to finish my A.A. next summer along and I'm also going to finish high school as well. My parents refuse to let me talk about the benefits of the school I want to go to, which is in Rhode Island. They're afraid because my boyfriend and I have similar career paths and we agreed upon leaving together (we know someone we can live with and give us a job). My mom and dad won't allow it because they are afraid of me becoming pregnant and I understand their argument. They're forcing me to stay in Florida until my younger sister finishes high school which is a year after. They are threatening me and I don't know what to do. I want to continue my studies and there is a reason I pursued my A.A. so early on in my life. My boyfriend has a car already btw and his mom agreed to help us financially if its needed. I want to know how to go about doing this. I won't argue with them over the course of these next few days, but I will definitely argue them when I share my plans with them next year. I am just afraid of what they will do.
    7 answers · 2 months ago
  • How do I do my fafsa? If my parents have never done their taxes and are undocumented immigrants.?

    They’ve only done their taxes about a few times but none recently . I’m in the class of 2019 and I want to go to a good university but most scholarships are asking for fafsa and well I don’t know how to fill it out if my parents haven’t done their income taxes. Someone please help I’m at a lost .
    They’ve only done their taxes about a few times but none recently . I’m in the class of 2019 and I want to go to a good university but most scholarships are asking for fafsa and well I don’t know how to fill it out if my parents haven’t done their income taxes. Someone please help I’m at a lost .
    7 answers · 2 months ago
  • Do most people have student debt?

    Best answer: For college and probably trade school students, yes, noting that only some people get the additional training they need to do well in life. https://www.cnbc.com/2018/02/15/heres-how-much-the-average-student-loan-borrower-owes-when-they-graduate.html "Today, 70 percent of college students graduate with a... show more
    Best answer: For college and probably trade school students, yes, noting that only some people get the additional training they need to do well in life.
    https://www.cnbc.com/2018/02/15/heres-ho...
    "Today, 70 percent of college students graduate with a significant amount of loans."
    "Over 44 million Americans collectively hold nearly $1.5 trillion in student debt. That means that roughly one in four American adults are paying off student loans. When they graduate, the average student loan borrower has $37,172 in student loans."
    We can check it against educational achievement.
    https://www.census.gov/data/tables/2017/...
    246.3 million people 18+ years old
    46.4 some college, 24.1 Associates degree, 49.4 BS/BA, 20.8 MS/MA, 7.3 higher than Master's
    148 Million are in college, graduated, or dropped out of college which is 60% or 6 out of 10.
    17.9% of Adults are paying off student loans
    Data collects from various sources and certificate type training programs of less than two years are not shown.
    We do not say that "most people have student debt".

    There is a high demand for people who get trade school degrees.
    https://www.npr.org/sections/ed/2018/04/...
    30 million jobs in the United States that pay an average of $55,000 per year don't require bachelor's degrees.
    I have a friend who does construction work and is a union member and earns over $60 an hour in the San Francisco bay area. Welding, manufacturing equipment operators, automotive mechanics, HVAC, electricians, plumbers, and more very good paying jobs are available around the country.

    You need to look beyond college into your planned career and what education and training is required for that career. This is the USA Bureau of Labor Statistics Occupational Outlook Handbook
    https://www.bls.gov/ooh/a-z-index.htm
    It is good that you are going to college soon, but look at the career instead.
    Be sure that the expense and time and effort you will put in will get you the needed credentials.
    Many students get financial aid, so be sure you filled in FAFSA and seek out all possible routes as you continue your life. Note that successful people often have to move away from their home town or city. I did and retired at a relatively young age in a comfortable lifestyle with an Engineering degree and later obtained an MBA at night school while I worked days. Don't get large student loans into low paying careers or low demand fields of work. But, at the same time, do not aim for a career you will not enjoy. Remember it will be a large portion of your life.

    $40,000 in loans is a lot of money, but if earning $20,000 more per year gross pay and even net $15,000, a few years in the career pays off. Trade schools are even a faster path, but the jobs may not be best local to your family.

    A final thought people fail to realize. College also is supposed to teach you how to learn on your own. That is at least as large a value as the field of study because when you enter a job, you are still learning. That is part of the reason for extra courses outside of the concentration of study. High school had teachers feeding you information. Good colleges have professors acting as advisors of learning. Some schools have reversed the learning process where you learn when not in class, and discuss the material in class. Don't expect that class time is all that you have when in college. There is more "homework" than class time.
    6 answers · 2 months ago
  • Have you ever received a scholarship that payed for the ONE class you were taking? (If you were only taking one)?

    Best answer: It's possible, but highly unlikely. Financial aid is usually contingent on going AT LEAST full-time, and often "half-time" is the minimum to receive financial aid.
    Best answer: It's possible, but highly unlikely. Financial aid is usually contingent on going AT LEAST full-time, and often "half-time" is the minimum to receive financial aid.
    4 answers · 2 months ago