I want to clean my kitchen cabinets but don't want to have to worry about the affects of the caustic chemicals on me or the cabinets.3 AnswersCleaning & Laundry1 decade ago
I received notice last week that my house is in foreclosure and has a sale date in September of this year. It has also been posted in all of the news papers. We fell behind one payment earlier this year. We were told by the lender's representatives that as long as we were paying something each month we would be fine. We paid the monthly payment plus a little of the missed payment each month to catch up. We also applied for the making home affordable program but are just getting the run around on that. We were told that while we were in the application process for that program our account would basically be on hold. We should still make the payments but we wouldn't go into foreclosure. We then get a notice we are in forcloser due to non-payment. My husband called to make another payment but was told he couldn't make a payment because our account was in a 'work out'. No one he was transferred to could tell him anything about his account because of the work out nor could they take any payment that was less than the total amount we owed which equaled 3 months of mortgage payments. They didn't credit us with any of the payments we had been instructed to make.
My questions are what happens now? I have no idea how to navigate this process or our lender's web of lies and ignorance. Do I need to get a lawyer? Are there agencies that can help us? Is there someone or a department I can ask to talk to specifically to get actuall answers? Our lender is Bank of America. We want to keep the house so any advice would be good.6 AnswersRenting & Real Estate1 decade ago
Is there a product or treatment that I can add to my lawn to continuously control weeds? I have seen a lot of treatments in the store but don't know which ones work. Are there any that are "safer" for dogs than others?4 AnswersGarden & Landscape1 decade ago
I recieved an intent to accelerate from my mortgage company. What does that mean and what do I do know?
We have been unable to pay our mortgage the last 3 months. We received a notice to accelerate from them. What does this mean and what do we do now? We have called the mortgage company several times in the past three months asking for help and they denied us each time even though we qualify for the help they advertise they offer. This is so frustrating! We made a payment of $2000 wich is only half of what they are asking for to bring the loan current. We are not able to come up with the rest of the money by the 18th of this month before they start the forclosure process. Any help or advice would be appreciated at this time.6 AnswersRenting & Real Estate1 decade ago
I am getting into reading reading books instead of watching so much tv. I like to read mystery or murder mystery books. I have read a couple lately that were good but didn't really hold my attention or were easy to figure out. What are some book titles or authors who do well with mystery books?6 AnswersBooks & Authors1 decade ago
What is a plant that will do well in partial sade/full sun zone five that will cascade down a tie wall.?
I have a tie retaining wall I would like to cover with flowers until I can afford a change. I'm not sure if I should plant a vine or if there are plants that would cascade down the wall. I live in planting zone 5. The wall is fairly shaded until the afternoon then it is in full sun. Thank you5 AnswersGarden & Landscape1 decade ago
We are thinking about either a cash-out-refinancing of our home loan or applying for a second mortgage but don't really know the difference between the two options. We are going to use the money for bills we are upside down on. We aren't so far under that we need to file bankruptcy but we are pretty far behind on all of our bills and want to catch up before its to late. We need info about how the two are different and the pros and cons of the options. Please no spam about your mortgage company. We just need the facts. Thank you5 AnswersPersonal Finance1 decade ago
I want to get my husband a good quality router but don't know how to pick one out. Any tips or good quality brand suggestions would be helpful. Also what kind of accessories should I buy for him for the router? Thank you5 AnswersDo It Yourself (DIY)1 decade ago
I need assistance in paying my monthly mortgage payments. I'm like everyone else. When we bought the house we could afford the payments along with our other bills. After our income took a big hit we cut back on everything we could but we are still sinking. We have been looking for other jobs or second jobs with out luck. We don't have any equity to play with since our house value has fallen and we have only been in the house two years. We haven't missed any payments but we have been late on a couple of them. I don't want to loose the house but I don't know what else to do. We have a great interest rate on our original loan so I don't know if refinancing will help that much. Will the lender let us "skip" a couple of payments and tack them to the end of our loan? Or are we out of options?3 AnswersPersonal Finance1 decade ago
I recently got a check from my mortgage holder stating they were reimbursing me for an escrow overage of over $100. Is this a scam? Does this happen? Where does the overage come from?7 AnswersRenting & Real Estate1 decade ago
I need a personal loan of about $20,000 to consolidate my debt. I want to use my house as collateral. I don't want to get a second mortgage since I don't need that much money. What is the process for when I do this? Does the bank I get the loan from take the house deed like when a car is used for collateral? Or is there a different procedure? I tried looking online for answers but all I got were a bunch of adds for different lending companies. Any advice would help. Thank you7 AnswersPersonal Finance1 decade ago
I have some peonies in a pot but I don't have a spot cleared in my yard to plant them yet. If I keep them in the pot in my house will they survive?2 AnswersGarden & Landscape1 decade ago
I would like to fix it if possible. Do I just need to add coolant? Is that something I can do on my own? Or is the problem something else?2 AnswersMaintenance & Repairs1 decade ago
- 2 AnswersDecorating & Remodeling1 decade ago
I have a Kenmore Elite washer that is about 6 years old. It only spins on its own some of the time. The other times we have to coax it into spinning. We have to move the switches around or shake the tub to get it to work. Or there are other times that it spins but not very well and we have to spin a second or third time. The clothes aren't unbalanced the washer doesent spin even after we have move the clothes around. It drains fine and it makes the noise is if it were spinning but the tub doesn't spin leaving the clothes a soggy mess. What could the problem be? Is it fixable or do I need to get a new one?5 AnswersMaintenance & Repairs1 decade ago
I have anti virus software but I got a worm some how. How do I get rid of it? Or is it even possible? Will my computer function normally after it is taken care of? Do I have to worry about it comig back? Is there a way to stop it from happening again? I have an hp laptop i bought about 3 or so years ago with windows xp.5 AnswersSecurity1 decade ago
I am trying to get pregnant and am wondering if there are any herbs or teas that will aid conception.1 AnswerAlternative Medicine1 decade ago
I have an area next to my driveway I would like to add some plants to but don't know what kind would do best. The plants are far enough away from the pavement they won't get run over. I live in planting zone 5.3 AnswersGarden & Landscape1 decade ago
My good friend is having a bridal shower this weekend and I need some gift ideas. I looked at her registry but its out of my price range. I have been trying to think of ideas that are inexpensive but don't look like I cheaped out. Any ideas would be helpful. Thank you in advance!18 AnswersWeddings1 decade ago