I currently have a credit card with a 16% interest rate. (A small portion of my balance is at a higher interest rate b/c I used cash back option available on my credit card). In total, I have a high balance and I figured maybe I could transfer a portion of my debt (or all of it) to another credit card for a lower interest rate. I have called a number of different credit card companies and inquired about fees, interest rates, apr, etc. Am I going about this the right way? Does anyone have any advice?