• Am I becoming a diabetic?

    I am worried about becoming a diabetic. I cannot figure something out. My A1C levels have been stable at 5.2 for the past 2 years. But I just got my lab report back and my fasting blood glucose is now 165! Also my triglycerides have increased to over 613 in my latest report. I am overweight -- and have started exercising, and have even been... show more
    I am worried about becoming a diabetic. I cannot figure something out. My A1C levels have been stable at 5.2 for the past 2 years. But I just got my lab report back and my fasting blood glucose is now 165! Also my triglycerides have increased to over 613 in my latest report. I am overweight -- and have started exercising, and have even been reducing weight. But why would my glucose and triglycerides increase so much in the past 6 months? I meet with the doctor on Friday. My health is fine, and this is after starting an exercise routine.
    3 answers · Diabetes · 1 month ago
  • How long should it take a home insurance company to pay an water damage restoration company for emergency service?

    How long should it take my home insurance company to pay a water damage restoration company for 5 days of emergency service in late August? The invoice for clean up and tear down (which is apparently justified) is $15,000 and was sent to the insurance company for a kitchen flood immediately after the work was performed. It has not yet been paid. I... show more
    How long should it take my home insurance company to pay a water damage restoration company for 5 days of emergency service in late August? The invoice for clean up and tear down (which is apparently justified) is $15,000 and was sent to the insurance company for a kitchen flood immediately after the work was performed. It has not yet been paid. I have not paid anything -- they were hired on an assignment of benefits, and I had to bring them in immediately to clean up the water. I had to do so according to my insurance policy to "secure the property". I now have a larger restoration claim that I am in negotiation for repairs with the insurance company that is not yet settled. I have not begun any of the repair work. Is this emergency service paid separately? The restoration company has not yet sent me a direct bill. Do I need to start being proactive?
    8 answers · Insurance · 1 month ago
  • Is $15,000 too high a bill for a mitigation company to charge to take care of a kitchen flood in my house?

    In August I had a bad kitchen flood. There was water damage not only in the kitchen -- but throughout the villa, which was submerged in several inches of water. I had to get a mitigation company in (I am in Florida) to immediately dry the house out. It was a well known restoration company, they had to remove kitchen kitchen cabinets, take down part... show more
    In August I had a bad kitchen flood. There was water damage not only in the kitchen -- but throughout the villa, which was submerged in several inches of water. I had to get a mitigation company in (I am in Florida) to immediately dry the house out. It was a well known restoration company, they had to remove kitchen kitchen cabinets, take down part of my dry walls in four rooms, move furniture, -- and billed my insurance company directly. They set up drying equipment for 5 days. The insurance company has still not paid the invoice, they are negotiating a settlement with my public adjuster. I am responsible for their bill of $15,000 it seems - even though I never saw the final bill. I am getting nervous about this. Is this a ridiculous invoice for this amount of work?
    8 answers · Insurance · 1 month ago
  • Should you ever make contact with your insurance company directly if you have hired a public adjuster?

    This is for a large home water damage claim in Florida (over $50,000 from a kitchen flood). The date of the incident was mid August 2018. I hired a public adjuster to submit the claim -- they did a very good job of documenting everything, and have been responsive. However, the insurance company just sent me a letter -- copying the public adjuster --... show more
    This is for a large home water damage claim in Florida (over $50,000 from a kitchen flood). The date of the incident was mid August 2018. I hired a public adjuster to submit the claim -- they did a very good job of documenting everything, and have been responsive. However, the insurance company just sent me a letter -- copying the public adjuster -- saying that they need three minor pieces of information and they they may deny my claim unless they get the information in 15 days. They also say they need a recorded statement from me. The public adjuster told me that they sent all information, and that the recorded statement is a phone call that the insurance company has to set up with me --- and that they have not yet returned the public adjusters phone call and that they are on top of things. They also said that this letter from my insurance company (which was sent to me 10 days after it is dated) is simply to "rattle me up" and for me to let the public adjuster handle it. My question is this. Should I reply to the insurance company directly by phone --- I have the adjuster's name at the insurance company and telephone number -- and circumvent my own public adjuster to make sure they are getting the information they need, or listen to my public adjuster and let them handle all contact? I think my public adjuster has done a very good job to date -- but why is the insurance company complaining to me that they are not getting some information.
    3 answers · Insurance · 1 month ago
  • Water damage claim -- leaking kitchen faucet and valves on invoice.?

    I currently have a major water damage claim in progress due to a burst kitchen faucet which caused my villa to be covered in two inches of water due to flooding water . The insurance company has asking for all plumbing invoices. I just read the invoice for a new kitchen faucet and it says "payment for replacing a leaking kitchen faucet and hot... show more
    I currently have a major water damage claim in progress due to a burst kitchen faucet which caused my villa to be covered in two inches of water due to flooding water . The insurance company has asking for all plumbing invoices. I just read the invoice for a new kitchen faucet and it says "payment for replacing a leaking kitchen faucet and hot and cold water valves". The damage I have is due to a sudden faucet break, and not slow water leaks and damage. My question is this -- if I send the insurance the insurance company the invoice as it, can they deny the claim since they do not cover damage due to slow water leakage? This is a major water claim due to a huge accident which flooded my entire house. I am worried about the term "leak".
    5 answers · Maintenance & Repairs · 1 month ago
  • Kitchen overflow water damage / insurance company in Florida?

    Late Saturday night my kitchen sink valves broke and flooded my Florida villa with about 1 inch of standing water. I was able to get the standing water out in about 5 hours - damage exists to the carpeting (which is still drying) and to two kitchen cabinets. Here is my question. I contacted my homeowners insurance company and they seemed... show more
    Late Saturday night my kitchen sink valves broke and flooded my Florida villa with about 1 inch of standing water. I was able to get the standing water out in about 5 hours - damage exists to the carpeting (which is still drying) and to two kitchen cabinets. Here is my question. I contacted my homeowners insurance company and they seemed lackadaisical. They told me an adjuster would contact me within three business days, did not send over anyone to help dry my place out, and merely sent a letter saying to take all measures "to prevent further damage to my home". They did tell me I was covered. They have made no commitment to pay for anything so far, and I have not hired any service -- I do not see any standing water, and I have my fans blowing. I have been taking photos. Should I be concerned that they are not being cooperative so far?
    5 answers · Maintenance & Repairs · 3 months ago
  • Having contact lenses mailed from Canada to the USA?

    I am having three sets of new hard contact lenses mailed to me from Quebec to Florida. They are being placed in a very small package and marked as "contact lenses" by the shipper in Canada. Is this going to create a problem with US Customs? The declared value is only $213. I am an American citizen.
    I am having three sets of new hard contact lenses mailed to me from Quebec to Florida. They are being placed in a very small package and marked as "contact lenses" by the shipper in Canada. Is this going to create a problem with US Customs? The declared value is only $213. I am an American citizen.
    2 answers · Optical · 4 months ago
  • Travel to Lima Peru - food and water safety?

    I am planning a 10 day trip to Lima Peru and planning to stay in three star hotels in the Miraflores district. I have had problems with travelers sickness in the past in places like Egypt, Morocco, and Chile. How safe is Lima in comparison?
    I am planning a 10 day trip to Lima Peru and planning to stay in three star hotels in the Miraflores district. I have had problems with travelers sickness in the past in places like Egypt, Morocco, and Chile. How safe is Lima in comparison?
    1 answer · Peru · 4 months ago
  • This is a question about family funeral etiquette.?

    I have an estranged sibling who lives over 1000 miles away. Our relationship, never that good, has deteriorated of late because of differences over care for a parent -- who lives closest to me (I am the primary caregiver). My sibling's spouse passed away recently, I wanted to fly up for the funeral (I have some fond memories of my brother in... show more
    I have an estranged sibling who lives over 1000 miles away. Our relationship, never that good, has deteriorated of late because of differences over care for a parent -- who lives closest to me (I am the primary caregiver). My sibling's spouse passed away recently, I wanted to fly up for the funeral (I have some fond memories of my brother in law) and was told in no uncertain terms not to come by my sibling's child and by my parent - since my presence was not wanted I have not spoken directly with my sibling -- we communicate via email only when necessary, and communications are strained. I do not feel comfortable calling, phone calls in the past two years turn into long and drawn out arguments. My question is this -- should I bother mailing a sympathy card to my sibling and her child or just let sleeping dogs lie after being told to stay away from their family for the funeral?
    4 answers · Family · 1 year ago
  • Painting or cleaning a lightly stained Popcorn ceiling in Kitchen area?

    I want to repaint my Florida villa interior. It was built in 1990 and is in good shape -- but the ceilings have a small popcorn or textured paint finish. The ceiling is slanted and and 15 feet high and open in the combined living/dining room, our handyman, who is quite knowledgeable, has recommended we try not to paint it. It is stained in spots in... show more
    I want to repaint my Florida villa interior. It was built in 1990 and is in good shape -- but the ceilings have a small popcorn or textured paint finish. The ceiling is slanted and and 15 feet high and open in the combined living/dining room, our handyman, who is quite knowledgeable, has recommended we try not to paint it. It is stained in spots in the kitchen area, I just tried dusting the ceiling -- the paint did not come off but the grease stains remained. I did my own research and it can be painted -- but it is a messy job. Can anyone recommend a way of cleaning stains from a textured paint ceiling (the finish appears to be set on and does not come off with a duster), or would simply having the painter paint it right now -- a messy job on popcorn paint -- the only option to go?
    8 answers · Decorating & Remodeling · 1 year ago
  • The IRS is requesting information on health care insurance by mistake -- What is the best way to reply?

    The IRS just mailed my mom a form 12c asking her for two forms on her Marketplace (Obamacare) health plan - a form 8962 , and form 1095-A before they will mail her her tax refund. The problem is that this is a mistake. My mom is 90 years old and has been on Medicare for many years, she does not have a Marketplace (Obamacare) health care plan,... show more
    The IRS just mailed my mom a form 12c asking her for two forms on her Marketplace (Obamacare) health plan - a form 8962 , and form 1095-A before they will mail her her tax refund. The problem is that this is a mistake. My mom is 90 years old and has been on Medicare for many years, she does not have a Marketplace (Obamacare) health care plan, never applied for one, and was never mailed the forms the IRS is asking about. They mailed us a letter asking for the forms to be returned within the next 20 days, or gave us a fax number to send this information which we do not have. Here is my question --- Would it be best to call the IRS to tell them this is a mistake -- which could result in very long telephone hold times, which is hard for my Mom since she is too unwell to sit up on the phone for hours on hold, fax a reply to this effect to the fax number that was given, or send a certified letter which I have already written that I will have my mother sign to the address given on the first letter with all supporting information that my Mom is on Medicare and never has a Marketplace health care plan, and that this information request was made to us in mistake? Thanks for your advice in advance.
    3 answers · United States · 1 year ago
  • Question about advisability of doing complicated income tax forms by yourself?

    I help my mother with her income taxes. Although they are a bit complicated -- with IRA declarations, stock forms, appreciation, carryover, and schedules, I helped her last year --- and have been doing my own for a very long time with no problem. Here is my question. Last year, the IRS said she overpaid $200 and mailed a check back --- I must have... show more
    I help my mother with her income taxes. Although they are a bit complicated -- with IRA declarations, stock forms, appreciation, carryover, and schedules, I helped her last year --- and have been doing my own for a very long time with no problem. Here is my question. Last year, the IRS said she overpaid $200 and mailed a check back --- I must have figured her taxes incorrectly. My question is this. Am I going to increase the odds of an audit for her by doing this again and probably making a mistake overestimating or underestimating her taxes by this amount? Is it OK if I keep on helping her even though we may be off in our taxes by a few hundred dollars?
    14 answers · United States · 2 years ago
  • Is expired aspirin safe for consumption?

    I have a bottle of Bayer aspirin dated 12/05 that was unopened. I believe that it was purchased in Europe. I just opened it, and the aspirin looks OK, it has a slight pleasant minty smell which is probably how it should smell, and is an off white color. Now, can I take it or should I just throw it out?
    I have a bottle of Bayer aspirin dated 12/05 that was unopened. I believe that it was purchased in Europe. I just opened it, and the aspirin looks OK, it has a slight pleasant minty smell which is probably how it should smell, and is an off white color. Now, can I take it or should I just throw it out?
    5 answers · Medicine · 2 years ago
  • Question about a tube integrated amp?

    I have a small Jolida 102 integrated tube amp in a 400 square foot room. It is rated at 25 watts / 4 ohms per channel. I am running a pair of Linn Espeks floor standing speakers than are rated for 60 watts per channel minimum. I listen to classical music occasionally. I read that tube amps put out much more power than solid states. This amp sounds... show more
    I have a small Jolida 102 integrated tube amp in a 400 square foot room. It is rated at 25 watts / 4 ohms per channel. I am running a pair of Linn Espeks floor standing speakers than are rated for 60 watts per channel minimum. I listen to classical music occasionally. I read that tube amps put out much more power than solid states. This amp sounds "restricted" perhaps -- but I am not sure. Would I do better buying an Onkyo 03050 rated at 75 watts per channel integrated -- solid state? One is on sale right now and I can afford it. Or is this old little tube amp a better choice for the occasional listen for classical?
    1 answer · Home Theater · 2 years ago
  • How long can a Lithium battery fir a PC last?

    I found an IBM Thinkpad unopened Lithium battery in my storage cabinet that I purchased in 2005. I opened the box and it appears to be in perfectly good shape. Can I sell this on Ebay (similar batteries go for $20.00) or should this be thrown out? Can lithium batteries work after this long a time
    I found an IBM Thinkpad unopened Lithium battery in my storage cabinet that I purchased in 2005. I opened the box and it appears to be in perfectly good shape. Can I sell this on Ebay (similar batteries go for $20.00) or should this be thrown out? Can lithium batteries work after this long a time
    8 answers · Laptops & Notebooks · 2 years ago
  • Cleaning an oriental wool carpet that has some mold on it.?

    This is regarding a wool area rug I have -- it is about 12 x 15 feet and has a modern oriental design on it. It cost about $3,000 10 years ago. I want to know if it is worth the $700 or so it is going to take to have it sent out and professionally clean and treat it. It was in storage for 5 years in an indoor storage facility that I thought was... show more
    This is regarding a wool area rug I have -- it is about 12 x 15 feet and has a modern oriental design on it. It cost about $3,000 10 years ago. I want to know if it is worth the $700 or so it is going to take to have it sent out and professionally clean and treat it. It was in storage for 5 years in an indoor storage facility that I thought was very dry. However, in one corner of it it has developed a blue mold on the back -- the has darkened the wool on top a bit. It is not black mold. Should i pay to have it cleaned or throw it out?
    2 answers · Cleaning & Laundry · 3 years ago
  • How hard will it be to get a final inspection of our patio sunroom handled on our own - our contractor will not handle this.?

    I live in Florida In 2013, we paid a contractor over $11k to replace a glass wall with hurricane glass. We paid him on the last day of inspections -- he told us they were all done and we were satisfied with his work. However, in December 2014, we got a letter from the county telling us that the final fire inspection was never ordered, and that we... show more
    I live in Florida In 2013, we paid a contractor over $11k to replace a glass wall with hurricane glass. We paid him on the last day of inspections -- he told us they were all done and we were satisfied with his work. However, in December 2014, we got a letter from the county telling us that the final fire inspection was never ordered, and that we did not have a permit. We contacted the contractor who gave us a long story at first saying the county was wrong, we did not need a fire inspection, and he would argue with them. He finally agreed to order the final inspection -- and pay for the extension of the permit -- six weeks ago. He has been stalling us and refused any contact with us two weeks ago. We are handling this on our own with the county-- I think they said that we have to come to their office, pay for a permit extension ($150?), bring everything we have, and order the last inspection. I have no experience. How hard is this to do? What can go wrong? BTW - the contract calls for him handling all inspections, and we will be filing a complaint against him with the county.
    2 answers · Decorating & Remodeling · 4 years ago
  • My 87 year old mom is extremely agitated right now over something trivial and may ruin dinner. How can I calm her down?

    My 87 year old mother, who lives with me, does not have alzheimers (she sees a psychiatrist regularly), but has some age related mental issues. She does have mood swings and problems with depression, which are aggravated by type 2 diabetes. We get along as long as I am extremely diplomatic when talking with her . . My mom has a great fear of... show more
    My 87 year old mother, who lives with me, does not have alzheimers (she sees a psychiatrist regularly), but has some age related mental issues. She does have mood swings and problems with depression, which are aggravated by type 2 diabetes. We get along as long as I am extremely diplomatic when talking with her . . My mom has a great fear of losing control and being "put into a home" by my sister and myself which is unfounded. Now, here is my immediate problem. It is Thanksgiving and I have a feast cooking. Her next door neighbor of 20 years, whom we are friendly witht did something last night which has my mother raging in anger. She that one of us to drive her and her husband to a local church for a bus trip. This has set my mother over the edge. She told our neighbor that her demand was out of the question, and that would not do this. The neighbor seemed confused by her anger and all I know is that my mother was shouting and having a huge arguement with the neighbor over her request. She also told me not to drive them 1 mile away. Now, this is obviously something age related, and my mothers mood swings (she does have them) are not under control right now. What can I do to calm my mother down (she does not take any medication for this) and have her not ruin Thansgiving dinner? She cannot talking about her horrible the neighbors request is? My mother can easily ruin a family dinner unless I can calm her down somewhat. Any advice on what I can do?
    3 answers · Family · 4 years ago
  • Postive Relations Between Jews and Catholics?

    Over the past 50 years, since the issuing of Nostra Aetate, relations between mainstream Catholics and Jews have improved to the point that the members of the two religions, in terms of official pronouncements at the highest levels, have moved from a troubled past to be extremely positive. Note I am saying mainstream -- this leaves out the Society... show more
    Over the past 50 years, since the issuing of Nostra Aetate, relations between mainstream Catholics and Jews have improved to the point that the members of the two religions, in terms of official pronouncements at the highest levels, have moved from a troubled past to be extremely positive. Note I am saying mainstream -- this leaves out the Society of Pius X (Mel Gibson style Catholics) and some ultra-orthodox Jews who do not want any dialog at all. Granted, problems remain such as the role of Pius XII in WW2 and official liturgies in both faiths. But in terms of the official Catholic catechism on Jews -- which could not be more positive, and Jewish responses such as Debru Emet, and the Jewish admiration if not affection for Popes John Paul 2, Benedict, and right now Pope Francis, is simply remarkable. Now, here is my question for both Catholics and Jews. Is the reconciliation of the past 50 years something that you have taken to heart, or is is simply something that the hierarchy of the two faiths (for Jews, the Rabbinical Assemblies for the various movements) issues press releases on. Is anti-semitism completely gone among practicing Catholics? Is the fear of Catholicism gone among Jewish Groups? Are you comfortable with each other, and do you consider that you worship the same God -- the difference being the role of the messiah in both faiths. When Pope Benedict told both religions to love one another, is this happening? I am trying to get a handle on this from both faiths. I am restricting my query here to Jews and Catholics.
    6 answers · Religion & Spirituality · 5 years ago
  • Will I alienate my doctor by calling back and questioning the price of my visit?

    I saw an ENT doctor for the first time today. I had to pay $250 upfront. They took my blue cross number. They said I needed to pay $200 to meet my annual deductible for the year before Blue Cross paid any benefits. Then they said I owed them $50 for the visit above the $200 and that they would bill Blue Cross for the remained. My plan says that... show more
    I saw an ENT doctor for the first time today. I had to pay $250 upfront. They took my blue cross number. They said I needed to pay $200 to meet my annual deductible for the year before Blue Cross paid any benefits. Then they said I owed them $50 for the visit above the $200 and that they would bill Blue Cross for the remained. My plan says that I pay the Doctor (a specialist) 10% of his charge after my deductible is met. This seems odd. A first visit with an ENT doctor should not be so high. Something is messed up. ------------ The bottom line is this. Should I call his billing assistant back tomorrow and ask her to explain the charge I paid again? Or should I let it go and worry about the next charge for the next visit. I do not want to alienate the doctor and his sfaff. But it seems to me they are getting too much from me AND blue cross for one visit.
    2 answers · Other - General Health Care · 5 years ago