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  • Borrowing from 401K for home purchase?

    I am questioning whether is is wise or not to borrow from my company's 401K for a downpayment for a first time home purchase. I normally would never touch my 401K for any reason including this, but the facts that this year's government incentives for FTHBs are better than any previous year plus interest rates are very low plus it is (in most areas) a buyers market to me seems like this would be a great time to get into the housing market.

    I have heard that there aren't as many penalties on a withdrawl for this reason and the payments to repay the 401K account are spread out more than usual, but I really don't know any specifics.

    I have been told I could be pre-approved for a 0 downpayment mortgage but I am hesitant do take this offer as it would mean taking on an ARM loan. I would feel much more secure with a fixed rate mortgage but would need $5000 more to cover the 10% they are requesting. I currently have just over $11,000 in the 401K.

    If anyone could advise me (maybe give both pros and cons) if this would be a wise choice I would very much appreciate it.

    Thank you in advance.

    2 AnswersPersonal Finance1 decade ago
  • Title and artist of this rock/metal song please?

    I heard a song on the radio this morning that I think may be new as I have never heard it before, but who knows.

    All I remember was part of the chorus with lyrics that went something like "The darkness isn't always at night. You can sleep with a gun but will you fight for your life?"

    I tried looking on the sation's web site but was too late to catch it on the recently played list.

    1 AnswerRock and Pop1 decade ago
  • Compilation CD that sold on TV?

    I am looking to find a compilation CD that was sold on tv. It's one of the series ones like 'That's What I Call Music vol 1, 2, 3....'.

    I don't remember which series or volume within that series it is but I do know 2 of the songs on it were "Peaches N Cream" by 211 and "Fallin" by Alicia Keys. I also know the CD was released before the end of 2002 and probably after 1998. I know this isn't a whole lot of info to go by but if anyone can help me locate this cd or at least the full song list I would much appreciate it.

    1 AnswerOther - Music1 decade ago
  • Photographer near upstate NY?

    I am looking to suprise my husband for Valentines day with a album of classily shot nude or lingerie clad pictures of myself. Something that basically looks hot! Lol. I am however having trouble finding a reputable studio and/or stand alone photograper that can do the type of work I am looking for at a reasonable price. I don't need hundreds of photos. 10 or so would probably be sufficient. I realize it will cost some money (film isn't cheap, plus time) but I don't want to go overboard on price either. If you can provide links to websites that would help too.

    Thanks!

    1 AnswerPhotography1 decade ago
  • play netflix movies thru xbox 360?

    I have my netflix set currently so I can watch movies on my PC. I also subscribe to the XBOX Live Gold plan. So, I'm thinking I have everything I need there to be able to connect the two and watch netflix movies on my tv through the xbox. My problem is my modem only has 1 jack outlet for an ethernet cable so I can't have the computer and the xbox hooked into the modem at the same time. I tried previously (for a different issue) to hook up a router which I thought would allow more ports for ethernet cables but it didn't work when I plugged everything in.

    So...basically in a nutshell...is there a way to watch netflix movies through my xbox console while only having 1ethernet port on my modem???

    Please help and if possible give step by step instructions as if I were a 5 year old. That would actually be much appreciated.

    Thank You.

    3 AnswersVideo & Online Games1 decade ago
  • play netflix movies thru xbox 360?

    I have my netflix set currently so I can watch movies on my PC. I also subscribe to the XBOX Live Gold plan. So, I'm thinking I have everything I need there to be able to connect the two and watch netflix movies on my tv through the xbox. My problem is my modem only has 1 jack outlet for an ethernet cable so I can't have the computer and the xbox hooked into the modem at the same time. I tried previously (for a different issue) to hook up a router which I thought would allow more ports for ethernet cables but it didn't work when I plugged everything in.

    So...basically in a nutshell...is there a way to watch netflix movies through my xbox console while only having 1ethernet port on my modem???

    Please help and if possible give step by step instructions as if I were a 5 year old. That would actually be much appreciated.

    Thank You.

    Xbox1 decade ago
  • No more Polaroid Pictures--Boo Hoo!?

    Who else is sad that Polaroid will no longer be making their instant film and cameras after this year? No more "shake it like a polaroid picture". I for one think this sucks. Of course I love the technology of the digital camera. Hence the reason polaroid is shutting down the instant picture business. I will, however very much miss the nostalgia of the instant polaroid. Anyone else out there feel my pain?

    3 AnswersPhotography1 decade ago
  • Lasik Eye Surgery question (sort of)?

    I am going tomorrow to have a blade free lasik procedure performed and the doctor prescribed 2 5mg pills of Valium to be taken an hour before the surgery. Now, I understand all of the precautions (don't take if pregnant, no heavy machinery, no driving, etc...) but one kind of threw me off. Why is it that I cannot eat or drink grapefruit when taking the Valium? It does not say to stay away from citrus-which maybe I could figure out, but only grapefruit in particular is mentioned.

    Anybody know?

    3 AnswersOptical1 decade ago
  • where can I buy (online or otherwise) Salon Selectives shampoos?

    I am looking to purchase Salon Selctives shampoo and conditioners that were popular in the 80's and 90's. The line was manufactured by Helene Curtis and I've heard they can be found again now out there somewhere.

    2 AnswersHair1 decade ago
  • Is there any way to recover a deleted email on Myspace?

    If a Myspace email has been sent to the trash folder, and then the trash folder is emptied.....any way that can be recovered?

    1 AnswerMySpace1 decade ago
  • Questions about the Disney Dining Plan?

    I've heard people talk about getting the DDP for free with their trip. How do I qualify for this? I've always had to pay for it. Also, is there a dollar limit to the meals. For instance could I pay out of pocket for say a $25 sit down table service meal and then use the DDP for a $100 buffet at the Grand Floridian? Any other suggestions will be appreicated as well. Thank You

    2 AnswersOrlando1 decade ago
  • Leisure suit Larry?

    when doing a dancing mini game- what do you hit when it shows the pic of feet? this is the xbox version.

    2 AnswersVideo & Online Games1 decade ago
  • real or fake diamond?

    are there any characteristics a common person could see that would help determine a real diamond from a fake stone or cubic zirconia?

    11 AnswersOther - Beauty & Style1 decade ago
  • how do I sign up for child health plus for my son? it would be part B.?

    I have the application, but I'm not clear who to send it to for part B and if I have to send copies of paystubs too or not?

    1 AnswerOther - Health1 decade ago