• What to do with Sallie Mae student loans?

    I just recently graduate, I have about 70k in Sallie Mae loans and about 25k in interest so far. My monthly payment will be 1013. I can afford this, but would like to lower my monthly payments to have some more wiggle room in my budget. Sallie Mae does not offer student loan consolidation, and any questions I've asked of them are never answered,... show more
    I just recently graduate, I have about 70k in Sallie Mae loans and about 25k in interest so far. My monthly payment will be 1013. I can afford this, but would like to lower my monthly payments to have some more wiggle room in my budget. Sallie Mae does not offer student loan consolidation, and any questions I've asked of them are never answered, they just try to sell me on the 'interest only payments' options instead of helping me figure out how to pay off my entire school bill with a lower monthly payment. I work in the telecommunications industry and got a great job with a starting salary of 55k. My rent is 1200 a month, including utilities. I have to pay my credit card bill with a minimum of $500 a month so I can pay it off in 14 months (if I don't use it.) Any financial advisors out there? Please help!
    Financial Aid · 9 years ago
  • Teens: If you were a Sims 3 character, what would your traits be?

    In case you don't play The Sims 3: http://sims.wikia.com/wiki/List_of_Trait... Babies and toddlers get two, kids get three, teens get four, and adults get five. Which are most like you? Also, if you could choose your personality, which ones would you choose? :)
    In case you don't play The Sims 3: http://sims.wikia.com/wiki/List_of_Trait... Babies and toddlers get two, kids get three, teens get four, and adults get five. Which are most like you? Also, if you could choose your personality, which ones would you choose? :)
    11 answers · Adolescent · 7 years ago
  • American teenagers: Are you ever ashamed to be American?

    With all the awful bills and the segregation, racism and sexism. It's shocking to me- the ultrasound scans for abortions, cutting funding for birth control, the "don't say gay" bill, "prop 8" banning forces members from openly serving. It shocks me sometimes. So, what's it like living in the country with those... show more
    With all the awful bills and the segregation, racism and sexism. It's shocking to me- the ultrasound scans for abortions, cutting funding for birth control, the "don't say gay" bill, "prop 8" banning forces members from openly serving. It shocks me sometimes. So, what's it like living in the country with those ideas? While I would agree that America IS a very insular country, I don't think insulting their manners in the same sentence/paragraph is the best idea... America does have slavery, and the economic climate isn't looking so rosy for anyone right now, not just Europe. Cat emoticon- Nope, not really. America IS an insular country, but then, most countries as large as the US are. It's just because America has a say in most things that we see how insular you are. China and Russia aren't likely to be fussing about outside their boarders like us folks in Europe. Cat- there is more slavery in the modern world than there was when it was legal to own black slaves. Sadly, a lot of that is sex trafficking and it's in America. Also, your economic climate in on par with ours. You were even downgraded, we were not. Cat emoticon- No, not remotely. I am however pointing out the flaws in this country you seem so proud of. I understand the flaws in my country. I do, however, find it sad we have to fall back to the bad stereotypes...
    18 answers · Teen & Preteen · 7 years ago
  • I'm honestly curious: since so many teens drink...?

    How do you guys even drink? Where do people get it? And especially for parties? My parents keep control of their alcohol. I'm not planning anything, I'm just curious as to how it even works haha. Also, I'm kinda curious. What's it like? I kinda wanna try it just once during high school haha
    How do you guys even drink? Where do people get it? And especially for parties? My parents keep control of their alcohol. I'm not planning anything, I'm just curious as to how it even works haha. Also, I'm kinda curious. What's it like? I kinda wanna try it just once during high school haha
    16 answers · Adolescent · 7 years ago
  • Im 16 and can never have kids i feel soo angry why?

    When i was 13 i got my periods and they were fine for about 6 months then they became irregular (every 2 months) the they became every 3-4months and so on and now i haven't had one for maybe about10 months. I went to see my doctor and he said it was an early stage of menopause and i can never have children naturally. Im breaking down because of... show more
    When i was 13 i got my periods and they were fine for about 6 months then they became irregular (every 2 months) the they became every 3-4months and so on and now i haven't had one for maybe about10 months. I went to see my doctor and he said it was an early stage of menopause and i can never have children naturally. Im breaking down because of this. I always wanted a baby (when i was older though) Its the mother instinct and i draws me in So much it hurts. 4 my close cousins are pregnant with 1st child and 4th child and im so jealous i always will love the kids as my new little cousins but im scared and jealous of my cousins - its like somebody just wants to rub my face in things like that. I had always wanted a stable home, a husband and my own family and a life that i didn't have to my own children, I know i can adopt and i would love to with all my heart but i would like a baby i bonded with for 9months to be my first. Im i wrong to say that its unfair i mean im only sixteen and i know some 15 year olds who have just given birth to health baby's but they are only kids i want to have left college and been in a job for a while before thinking of starting a family but i will never even have that chance now. Im 16 - never had sex - never had a boyfriend and i don't drink unless im with my family on a special occasions and i dont go out late with my friends and ive never been to a teenage drinking party i dont smoke or take brugs. Im being punished for thinking about my family not getting hurt by me getting killed by drugs or overdrinking. Why me????
    15 answers · Adolescent · 7 years ago
  • In college, is my GPA 2.0?

    I really let myself go this fall semester; and its my first semester. Now I have to redeem myself. I am getting 3 Ds, and 1 A. what is my gpa? and how can I raise it?
    I really let myself go this fall semester; and its my first semester. Now I have to redeem myself. I am getting 3 Ds, and 1 A. what is my gpa? and how can I raise it?
    5 answers · Higher Education (University +) · 7 years ago
  • TEENS: Do any of you cut/have in the past?

    I'm 15, and I recently started cutting, I'm trying so hard to stop, but I'm struggling... Can any of you give me some of your stories of how you stopped or just anything to encourage me? Thanks :) STAR IF YOU WANT :) BQ: How are you doing?
    I'm 15, and I recently started cutting, I'm trying so hard to stop, but I'm struggling... Can any of you give me some of your stories of how you stopped or just anything to encourage me? Thanks :) STAR IF YOU WANT :) BQ: How are you doing?
    22 answers · Adolescent · 7 years ago
  • I feel like most people just walk over me, or overlook me: Advice?

    I'm 17, and a senior in high school. I was new last year at my school, and I've made some friends. Recently, however, I've realized most aren't exactly true. Most people just stick with their own friends, and don't really bother to make new ones. I really like most people though, and I'm really f riendly. :/ But often... show more
    I'm 17, and a senior in high school. I was new last year at my school, and I've made some friends. Recently, however, I've realized most aren't exactly true. Most people just stick with their own friends, and don't really bother to make new ones. I really like most people though, and I'm really f riendly. :/ But often over-looked. When I come out of my shell, yeah, I get more attention. But there are friends of friends who really look down on me, and don't like me for whatever reason. And certain friends are really on and off, so I don't always feel comfortable with them. I'm really laid back, but I've realized that it's made people not respect me or my boundaries as much. :/ I'm typically the person to do favors for everyone else, because I usually don't mind. But really, I'm starting to hate being asked. What can I do? :/
    1 answer · Adolescent · 7 years ago
  • Teens, what do you think of this..?

    status for facebook "Everyone has the ability of making someone happy, some by entering the room, others by leaving it."
    status for facebook "Everyone has the ability of making someone happy, some by entering the room, others by leaving it."
    8 answers · Adolescent · 7 years ago
  • What's On Your Bucket List?

    What are some things on your bucket list? Big or small. I'm currently making one of my own and I'm interested in ideas. I'm not asking you to tell me what to write on mine, but what your looking forward to. Thanks!
    What are some things on your bucket list? Big or small. I'm currently making one of my own and I'm interested in ideas. I'm not asking you to tell me what to write on mine, but what your looking forward to. Thanks!
    11 answers · Adolescent · 7 years ago
  • What's your proudest achievement?

    6 answers · Adolescent · 7 years ago
  • What are some of the real low points of your life so far?

    The real low points where you either feel regretful, upset, ashamed or angry? Anything like these? Sleeping with someone, Getting raped, Depending on booze, Self harming, Getting arrested, Being sectioned, Trying to kill yourself, Cheating on a loved one. Etc etc.. This question is optional, meaning it is not compulsory for them to answer. They... show more
    The real low points where you either feel regretful, upset, ashamed or angry? Anything like these? Sleeping with someone, Getting raped, Depending on booze, Self harming, Getting arrested, Being sectioned, Trying to kill yourself, Cheating on a loved one. Etc etc.. This question is optional, meaning it is not compulsory for them to answer. They as human have a choice. ^ all that up there is what i've done, i don't like asking people personal things without sharing mine. It seems ignorant.
    15 answers · Adolescent · 7 years ago
  • Would you like to take a food survey?

    What do you like better? Coke or Pepsi? Vanilla or Chocolate? Ham or Turkey? Salt or Pepper? Medium Rare or Well Done? Fruits or Veggies? Dessert First or Dessert Last? Chips or Cookies? Butter or Margarine? Ketchup or Mayo? Ketchup or Mustard? Hamburger or Hot Dog? Pancakes or Cereal? Spaghetti or Pizza? Egg Nog or Hot... show more
    What do you like better? Coke or Pepsi? Vanilla or Chocolate? Ham or Turkey? Salt or Pepper? Medium Rare or Well Done? Fruits or Veggies? Dessert First or Dessert Last? Chips or Cookies? Butter or Margarine? Ketchup or Mayo? Ketchup or Mustard? Hamburger or Hot Dog? Pancakes or Cereal? Spaghetti or Pizza? Egg Nog or Hot Chocolate? Taking Your Time to Eat or Eating Really Fast? Jell-O or Pudding? Gum or Mint? Pepperoni or Supreme? Soda or Water? For here or to go? More than a 15% tip or less? Star this question or star this question ;) ?
    37 answers · Adolescent · 7 years ago
  • Why is it easy to remember some things and not others?

    For instance, when it comes to Spanish tests I can ace them so easy. I won't study the words at all until the day of the test (the first 10 minutes of class), and I will get a 100% on the test and the vocab/sentence structure sticks with me forever. When it comes to history and math, I can't for the life of me remember it. I can study a... show more
    For instance, when it comes to Spanish tests I can ace them so easy. I won't study the words at all until the day of the test (the first 10 minutes of class), and I will get a 100% on the test and the vocab/sentence structure sticks with me forever. When it comes to history and math, I can't for the life of me remember it. I can study a bunch for a week just for one test, then when I go to take the test, all the information is jumbled in my head and I can't for the life of me remember the right answers. Why is it that some subjects are easier to memorize (not learn, but memorize) than others?
    4 answers · Adolescent · 7 years ago
  • What are support groups like?

    A lady has been helping me out with...well, myself lately and she said she's going to try and set me up with a support group (one of those circle-meeting things). I thought it's a good idea. I don't trust the things we see on TV/ the whole "I'm John." (everyone) "Hi John!", so could someone who actually attended... show more
    A lady has been helping me out with...well, myself lately and she said she's going to try and set me up with a support group (one of those circle-meeting things). I thought it's a good idea. I don't trust the things we see on TV/ the whole "I'm John." (everyone) "Hi John!", so could someone who actually attended those just tell me a bit of what they are like? Thanks in advance.
    1 answer · Adolescent · 7 years ago
  • What are your 20's like?

    I'm a 15 year old girl and i think a lot about my future. being a teenager can be so stressful and i worry a lot about my future and everything. i don't want to get married until i'm in my late twenties or early 30's. i want to live any exciting life. i love music, and singing and guitar. i'm bored with my life right now,... show more
    I'm a 15 year old girl and i think a lot about my future. being a teenager can be so stressful and i worry a lot about my future and everything. i don't want to get married until i'm in my late twenties or early 30's. i want to live any exciting life. i love music, and singing and guitar. i'm bored with my life right now, nothing really exciting going on. i'm interested in maybe modeling just for some extra cash. i don't have a ton of money and i haven't done great in school. i'm going to go to community college for 2 years after i graduate high school, and then i want to move away to a state college. what did you do? i'm scared im gonna be disappointed with my life:(
    3 answers · Adolescent · 7 years ago
  • How is Justin Bieber the best new artist of 2010 when we knew of him in 2009?

    I don't think the VMA's best new artist award is completely fair. Ke$ha, Justin Bieber, and Drake all had hits in 2009. I think it should be for artists who had hits only in 2010 or the same year that the awards show is in. It just doesn't sound right to me. I'm not being biased here. I'm not complaning that Justin Bieber won,... show more
    I don't think the VMA's best new artist award is completely fair. Ke$ha, Justin Bieber, and Drake all had hits in 2009. I think it should be for artists who had hits only in 2010 or the same year that the awards show is in. It just doesn't sound right to me. I'm not being biased here. I'm not complaning that Justin Bieber won, even though I'm not a fan of his.
    12 answers · Adolescent · 8 years ago
  • What songs make you feel infinite?

    Yeah, I'm ripping off Perks. Whatever. So? This one does it for me: http://www.youtube.com/watch?v=P57uOGxKt...
    Yeah, I'm ripping off Perks. Whatever. So? This one does it for me: http://www.youtube.com/watch?v=P57uOGxKt...
    9 answers · Rock and Pop · 1 decade ago