Copyright © 2009 Yahoo! Inc. All rights reserved. http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 From miss_spunderella en-us Sat, 05 Dec 2009 03:01:33 GMT 3 142 18 http://answers.yahoo.com/ http://l.yimg.com/a/i/us/sch/gr/ga_ans_badge.gif http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 13:53:11 GMT I started doing surveys and stuff at Treasuretrooper: http://www.treasuretrooper.com/262212 I've made $75 in a month, not great but it is looking even better this month, I know the top earner makes over $500 a month. Best of all it is completely free. It's not 15,000 but i guess every bit helps. http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 13:54:02 GMT You have to pay it off to keep it from foreclosing... If this can not be done, then a loan at this time would only prolong (and probably worsen) the inevitable. http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 13:56:44 GMT Don't waste any more time, go to Legal Aid immediately and have them file bankruptcy to stop any actions. http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 13:56:48 GMT I honestly believe that I have a solution to your problem, I am currently working with several non profit orgs that my associates and I are creating fundraisers for, if you contact me I should be able to find a way for you to recieve the help you need. http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 13:58:01 GMT Have you tried contacting the mortgage company to see if there is any way they can work with you to prevent the forclosure? have you tried a new mortgage company to see if you can refinance the house to pay off the original loan and prevent forclosure? http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 14:00:07 GMT do you have any friends that would throw you a benefit party? A barbeque with a cover-charge? A themed thing where someone plays music? Invite your friends, family and co-workers. People will show up with a cover charge, and then have an additional place for donations. If you have supportive friends who would be good at planning a party, ask them! Anyone own a resturaunt? I would definately attend that benefit. It might not get you all the way there but it would start to help. NEXT: look for things to sell on e-bay. That would help more. http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 14:19:56 GMT Dear "miss_spunderella": Well, losing one's home is no joke. Coming to Yahoo Answers means you'll have to take ALL advice, especially mine, with a large grain of NaCl. As, I understand the gist, you're behind in your mortgage payments and are at risk of foreclosure. Did you get a foreclosure notice from the lender? You need an attorney, a cpa, and a counselor to help you get thru this. Assuming, a big assumption, that you hit a temporary bump in the road, and can NOW afford your payments. Your lawyer can help you get straight with the lender. No lender WANTS to foreclose. You may have legal rights to slow the process down and make it attractive to the lender to "cooperate". Your accountant can help you understand what goes in, what goes out, and get you organized to avoid this in the future. A counsellor can help you with the emotional roller coaster thru the processes. Your local social service agency may be able to help you with a grant or loan to keep you from getting throw out on the street and being homeless. Assuming, again big assumption, that you just need some interim financing, say to overcome some unemployment, I'd aim you at your local bank, a credit union (the website to find a local one is below), and the PROSPER website (i.e., they mediate people to people loans; website below). Hope this helps. I'm interested how it works out for you. Drop me a note sometime. My blog may have helpful "stuff". Ferdinand J. Reinke Kendall Park, NJ 08824 Webform that creates an urgent email => http://2idi.com/contact/=reinkefj Web page => http://www.reinke.cc/ My blog => http://www.reinkefaceslife.com/ LinkedIn url => http://www.linkedin.com/in/reinkefj http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 14:32:41 GMT File Bankruptcy...this will stop you from loosing home. http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 14:52:35 GMT I help people who face foreclosure in the state of California. Your best bet is to talk to your lender(s) and tell them that you had a financial setback and now you're back on your feet. See if they can workout some type of repayment plan or add the missing payments to the back of the loan. Trust me the lenders rather work with you than foreclose. Since you have recovered and if the lenders are not working with you, then look for a "foreclosure bailout" lender and see if the repayment terms will be in your budget. You can also check out a website called www.prosper.com. If the above doesn't work, then you should consider selling (regardless if you have equity). Good luck. Regards http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 14:54:33 GMT How do you expect someone to believe you can repay quickly, when you cant even pay your bills now? I understand your pain, but borrowing the money is only going to make things worse. Call your lender and see if they will tack that onto the back of the loan, and let you start fresh. It is probably your only option. How about working another job or 2? Good luck http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 15:07:45 GMT You could make some of it here--at least a mortgage payment. I made over $2,000 on line last month. It took a lot of researching to find these sites and they are all free to join. Please see my profile for more information and for proof that they pay. Thanks. http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 15:26:26 GMT sell stuff on ebay ask your church for help refinance through FHA Sell the house ...pay off the bank..rent another house. http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 15:40:41 GMT Look for stuff to sell online Like "free gifts for any soldiers " "Patents for sale foot care" "inexpensive Pontoon Boat Depoth Finder Mounting" then sell the heck out of them http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Fri, 29 Jun 2007 16:35:16 GMT Have you approached the lender to see if you can work out some repayment plan? It seems some lenders are bending over backwards to keep people in their homes. If your lender is adamant about foreclosure, do you have anything of value you can part with? Sell things online? Pick up a second summer job? Do you have friends or family that would loan you some money? Divy it up, ask everyone for $2,500 rather than the full $15,000. You are running out of time, so take action ASAP. Good luck. http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Sat, 30 Jun 2007 05:48:19 GMT I will advice you to contact Mr.Micheal John a private loan lender were you can get your loan,i got my in 4 days without having any problem contact them at loaninsurance_coy@yahoo.com Mr Michael Tel:+44 70457 13848 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 http://answers.yahoo.com/question/index?qid=20070629064900AAYApu9 Tue, 03 Jul 2007 10:29:10 GMT Generally speaking, a moderate sized house has $15-20,000 in furnishings. The thing to do is to sell everything you can, or take out loans against it - automobiles, furniture, jewelry, clothing, books, electronics equipment, whatever. You say you are now working. If you have a credit card with enough available credit, write a convenience check and pay it off out of your income. Best to liquidate any valuables first so as to borrow the least amount. Are you sure you want to keep the house? If the amount you owe is less than the market value, you will get some cash from the foreclosure. The mortgage company just wants their money, not your money or your house. They now have a "bad loan" they want to get rid of, that's all.