It is fake, total television fiction in fact with writers, actors, directors, etc... See the imdb link below for details. The things these "Repo" people do aren't legal, no business could survive the lawsuits that would ensue. I think it's fascinating that fictional television has resorted to mimicking reality TV to get the ratings and engage the viewer. They get the best of both worlds, low production cost/value, simple storylines and low overhead yet can inject all the fine elements of a good episode of cops but repeat it at will. Was anyone else curious that literally every repo these guys do involves a series altercation? How about the ridiculous cast of characters? The hideously overweight chick paired with the bald strong man. The Coney Island freak show culture didn't die, it found a new medium.
http://www.imdb.com/title/tt1235844/
Source(s):
http://www.imdb.com/title/tt1235844/
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