Rebecca, its a black and white film and its old, but it sure is good! It's very creepy without doing very much. It's 1940 Alfred Hitchcock movie. I've seen it once but the housekeeper character I have not been able to get off my mind.
http://www.imdb.com/title/tt0032976/
Lady in White (1988)
It's a very underrated horror movie in my opinion. It's about this little girl who comes to visit this boy, she's a ghost. Every night she relives her murder. To me, its one of the scariest I've ever seen. Don't know why.
http://www.imdb.com/title/tt0095484/
I love horror movies. I tried to think of a couple that fit what you are looking for. Others you noticed didn't bother to read you don't like a lot of blood and gore...