What if your the renter of the house that the tree fell from what responsibility is there-still the home owner

Question

the wind blew the tree onto a neighbors house I just need to know whose responsible if I dont own the house and just rent to own it. Is there anywhere I can find out the legality of this?

Answer 1

Best Answer - Chosen by Voters

As a homeowner your landlord should have insurance on the property.. In Florida it is the responsibility of the neighbors (that the tree hit their house) insurance company to take care of this.. I know it doesn't seem right but here in the land of hurricanes and lots of trees falling this is how its done. But you are not responsible as a tenant unless the responsibility for insurance was assigned to you in writing on your lease.

Answer 2

Depending on the state, which you can view lanlord tenant law at the library for free for any state, should be the homeowner's responsibility

Answer 3

It is the homeowners responsibility. He/she carries Homeowners insurance for just this kind of thing. You, as the renter are not liable in any way.

Answer 4

You would need to read your contract. You may or may not be responsible. If it were a simple rental then no, you would not be responsible.

Answer 5

If you do not own the property that the tree was growing on, you are not responsible. The property owner should have insurance to cover the damages. Now, if you caused the tree to fall that is a different matter

Answer 6

Whom ever holds the current loan and has the property in thier name. They are the responsable party. You are basicly the renter there is no title or deed of trust in your name correct?

Answer 7

I think that it would be covered under the home owners insurance policy, most likely the owner of the house in which the tree was on(fell from), But since you are a renter you should not have any liability for it, I would call your landlord and let them know what is going on and make sure that you stay in the loop with everything just to protect yourself. Best of Luck.

Answer 8

Check over the contract with you and the actaul owner (ex: renter's lease) Next...check if you have renter's insurance. All renter's insurance policies are different. A lot of the time they look at the residence and of possible situations where you might need insurance. If you don't have renter's insurance it's a real toss up. Best thing to do is talk to the landlord about it.

Source(s):

Personal experience

Answer 9

It is the land owner's responsibility. Their home owner's insurance should cover it. You should really think about renters insurance in case anything in the future happens. Like if the three fell on your house, the home owner's insurance would cover damage to the house but probably not your personal belongings.

Answer 10

The OWNER of the property the tree feel from. Unless you signed an lease that stipulated you were responsible for yard maintenance. Then its yours, but you could probably get out of that if you had an attorney.

Answer 11

It is legally the responsibility of the home owner. The only damage
that is done by family member or guest, Thats your responsibility. (or yourself).

Answer 12

First - it is the state you live in.

Second - in my state it would be the responsibility of the house
where the tree hit. The landlord should know this.

good luck

Answer 13

Do you have a contract? Normally the legal owner is responsible. Who has the insurance on the property?