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I had a friend who took a semester off of college - he did not do well. He found the transition to work very difficult in the loss of friendships and loss of people his own age. He found it was very difficult to go back to school after a year off - all his friends had graduated, he was used to a higher income, and again it was a difficult transition.
I think staying in school is much more important, so many people do not return.
That being said, there are positives: extra income, a chance to get priorities in order, valuable experience in internships and other learning experiences.
An option instead of time off would be to take advantage of your career center, counseling services, etc. College is an excellent time to explore options - Good luck!