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latebreakfast

Member since: November 02, 2007
latebreakfast
8,707 points

Level 5

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About me: Did you know that http://www.annualcreditreport.co... is the only place you need for credit reports? It's the site the US government recommends for your credit reports, so you know you will not get scammed.
You are allowed one per year free. If you want your scores, you will have to pay extra.
If you want to view your reports through out the year, and you have already gotten your free reports, all you have to do is go back to that site and pay around 9.95 for each report!

Checking your own credit score, or using a service to monitor your credit does not affect your score.

If you want the most accurate scores, go to the genuine FICO site. Scores are 15.95 each. But, they will be far more accurate than anything else.
http://www.myfico.com
All the rest are "FAKE-O" scores.

If you really and truly want to get educated about credit, read this blog often. I am a subscriber (under a different user name) and learn something mind blowing every day.
http://www.creditmattersblog.com...

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